Free 50/30/20 Calculator

Free 50/30/20 calculator.

50/30/20 Calculator

Budgeting doesn't have to be complicated. Our free 50/30/20 calculator simplifies the process by helping you allocate your after-tax income into three essential categories:

  • 50% for Needs: Covering necessities like housing, utilities, and transportation.
  • 30% for Wants: Allowing for discretionary spending such as dining out, entertainment, and hobbies.
  • 20% for Savings & Debt : Building your financial future through savings and paying down debt.

How It Works

  1. Enter Your Monthly Net Income: Input the amount you take home after taxes.
  2. Customize Your Percentages: Adjust the default 50/30/20 split to fit your personal financial goals.
  3. View Your Budget Breakdown: Instantly see how your income should be distributed across the three categories.

Ready? Then let's get started.

50/30/20 Budget Calculator

The 50/30/20 Budget Calculator

Plug in your net income and get a personalized breakdown! It’s an easy way to double-check your numbers and see how this rule would divvy up your budget.

Needs
$0
Wants
$0
Savings and Debt Repayment
$0

Great prices for everyone, whatever your needs.
Be an early adopter and lock in pricing for the life of your subscription.
Basic
$42
/yr
Less than $0.12 per day. You're stealing peace of mind.


✅ Manual Transaction Entry
✅ Create Budgets & Set Goals
✅ Standard Customer Support

Standard
$84
/yr
Less than $0.25 per day for maximum convenience.

✅ Everything in Basic, plus:
✅ Share Your Budget with a Partner
✅ Automatic Bank & Card Sync
✅ Connect Unlimited Accounts
✅ Priority Support (24-hour response)